Welcome to Whitewater Ridge, a private gated mountaintop community perched at elevations above 3,800 feet, this 15 +/- acre retreat offers cool summer temperatures and sweeping views of endless mountain peaks. Surrounded by the Nantahala National Forest, residents enjoy direct access to hiking trails that wind through the community and connect to the Whitewater River, where sparkling waterfalls and trout-filled waters create the perfect escape. This meticulously maintained property offers the ideal blend of seclusion, adventure, and natural beauty. The home is a spacious 4-bedroom residence with a bonus room, family room, and lofted office, complete with four full bathrooms and one half bath thoughtfully spread across three levels. On the main level, the open kitchen and dining area flow seamlessly to a screened side porch with built-in grill, while the primary suite provides a private retreat with its own ensuite bath. A mudroom with coffee bar connects to the oversized two-car garage, ensuring both convenience and function. Upstairs, an open loft is currently set as an office, while two guest bedrooms each feature private baths and a versatile bonus room makes the perfect playroom or media space. On the lower level, a cozy family room with fireplace is ideal for movie or game nights, complemented by an additional guest bedroom, full bath, and even a second laundry closet designed for a stackable washer and dryer. From nearly every room in the house, you’ll experience breathtaking long-range mountain views. Practical details such as 2025 new exterior paint, a whole-home filtration system, smart HVAC, an encapsulated crawlspace, and a whole-home generator provide added comfort and peace of mind. Thoughtfully designed and beautifully situated, this home at Whitewater Ridge is more than just a residence—it’s a true mountain sanctuary.
Single Family
- Price
- $ 2,750,000
- City
- Sapphire
- Bedrooms
- 4
- Full Bathrooms
- 4
- County
- Transylvania
- Half Bathrooms
- 1
- Area
- Sapphire Valley
- Lot Size
- 15 Acres
- Zip
- 28774
- Year Built
- 2020
- Taxes
- $ 10863
- Style
- MLS#
- 1002719
Features
General
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Highlands, NC office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
Schools
Price History
Property vs Zip Code Average in 28774
In The Neighborhood
In The Neighborhood
- Type
- Single Family
- Rooms
- <span>6</span> Beds + <span>5.5</span> Baths
Areas That We Cover
240 Whitewater Ridge Road Sapphire, NC is a Single Family Home for sale at $2750000 and a lot size of 15 Acres Acre(s). 240 Whitewater Ridge Road Sapphire has 4 bedrooms, 4 baths and was built in 2020. The property's zip code is 28774 which is in Sapphire, NC
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Melisa Loudermilch
828-373-6913
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